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The Jewish Ethicist: Age and Independence

The Jewish Ethicist: Age and Independence

It's wrong to give so much that we become dependent on the public.

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Q. May elderly parents give their money to their children so that their health or nursing care will be paid for by public assistance instead of their dwindling assets?

Q. My boss insists that no one smoke during working hours. He thinks it leads to a poor attitude. I have one coworker who sometimes smokes on his break. Should I tell the boss?

A. The first thing to check is the legal aspect. In many cases such gifts create an ineligibility period so that it would be impossible to legally employ this strategy. Likewise if the gift is not made in good faith (as an irrevocable gift with no strings attached) it would not create genuine eligibility.

Even when the practice is legal, I still have many reservations about this practice. Consider the following passage from the Talmud:

Rebbe Ila'a said in the name of Reish Lakish: [When the Sanhedrin was] in Usha, they legislated that one who transfers all his assets to his children, he and his wife may still draw support from them. . . They asked, is the law thus or not? Here is a proof: When Rebbe Chanina and Rebbe Yonatan were still alive, a certain man came and bent over and kissed Rebbe Yonatan's feet. Rebbe Chanina said to him, what was that about? He said, That man transferred all his assets to his children, and I pressured his children into supporting him. (1)
The Sanhedrin (supreme legislature) made a law that made inter vivos gifts conditional; if the parent ever became in need, he would be able to collect from the gift, rather than from public support. The law did not ultimately stand, but the principle was accepted by the rabbis, and they used their influence to compel children to support their aged parents from the money they received from them.

This implies that children who received assets from their parents should use them to help the parents rather than let them fall on the public. However, the case is not quite shut. In the case you describe, the parents are not averse to being on public support and in fact are maneuvering to make themselves eligible. To judge this case, let us bring the direct continuation of the above passage:

Rebbe Ila'a said: In Usha they legislated that one who distributes [charity] should not distribute more than a fifth. This was also taught elsewhere: One who distributes [charity] should not give away more than a fifth, lest he become in need of public support.

In this case they made an actual rule that even when it comes to the great mitzvah of giving charity, a person shouldn't give away so much of his property that he risks becoming dependent on public support. It would certainly follow that a person should not intentionally give away property with the specific intention of collecting from the dole.

In light of the above sources, I think the best course of action for someone who is worried that their wealth will be eaten up by the expense of long-term care, and who is willing to receive public support if necessary, is to give moderate gifts to their children each year. The gifts should not be so large as to make the need for public support definite or quite likely, but at the same time a person is not forbidden from giving gifts to his or her children just because at some time in the distant future it may result in not having enough for the expenses of old age.

SOURCES: (1) Babylonian Talmud Ketubot 49b-50a.

SPECIAL NOTICE:
Rabbi Dr. Meir will give a 20-lecture course in Jewish Business Ethics on the Web Yeshiva. The course is in English, and is suited for students of all levels. As a special promotion, the current Winter term at the Webyeshiva is free of charge! Please register at www.webyeshiva.org.

Torah in Motion of Toronto, Canada, an important force in promoting Jewish ethics, is sponsoring a special six-lecture series by Rabbi Dr. Asher Meir. The series, Case Studies in Business Ethics, is offered through Torah in Motion's online lecture program, e-TiM. The lectures, in English, are suitable for people of all backgrounds but are addressed particularly at business people.The series begins Thursday November 13 at 12:30 PM Eastern time, and continues each Thursday at the same time for the following five weeks. Registration is inexpensive. Register at: www.torahinmotion.org, and click on e-TiM.

Send your queries about ethics in the workplace to jewishethicist@aish.com

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The Jewish Ethicist presents some general principles of Jewish law. For specific questions and direct application, please consult a qualified Rabbi.

The Jewish Ethicist is a joint project of Aish.com and the Business Ethics Center of Jerusalem. To find out more about business ethics and Jewish values for the workplace, visit the Business Ethics Center of Jerusalem at www.besr.org.

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Published: April 4, 2009

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About the Author

Rabbi Dr. Asher Meir, Business Ethics Center of Jerusalem

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Rabbi Dr. Asher Meir is Research Director at the Business Ethics Center of Jerusalem (www.besr.org). He studied at Harvard, received a PhD in Economics from MIT, and rabbinic ordination from the Israeli Chief Rabbinate. Prior to moving to Israel, he worked at the Council of Economic Advisers in the Reagan administration. Rabbi Dr. Meir is also a Senior Lecturer in Economics at the Jerusalem College of Technology and has published several articles on business, economics and Jewish law. He is the author of the two-volume, "Meaning in Mitzvot (Feldheim), and his Aish.com columns form the basis of the "Jewish Ethicist" book (ktav.com).

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